Maximize Every Transaction.
Groceries – Restaurants – Amazon – Gas…etc. These everyday purchases are all but required to get through life, and each of them have secret potential to earn you plane tickets, hotel rooms and more for free.
The Basics:
Before we get into the points and perks of credit cards, we must first discuss the differences between credit and debit cards.
Credit cards are issued by banks which extend you a line of credit to be used responsibly.
Debit cards are also issued by banks and links to a checking or savings account.
We’ve all heard stories of card numbers being stolen. The difference is when a credit card number is stolen, the thieves are spending the bank’s money. When your debit card number is stolen, the thieves are spending YOUR money.
This alone would be a good reason to use credit over debit cards. In addition, many credit card issuers offer perks to incentivize you to pull their card out of your wallet first. These perks include ways to earn “points” that could be traded in for valuable rewards.
Bottom Line:
Making purchases by credit card affords you extra protections, and can allow you to enjoy “perks”, such as miles and points that earn you the ability, for example, to travel for free. Click the emoji’s below to find out how many points you can earn for just $1 worth of spend!
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