Paid With Points — First Class Travel. Fraction of the Cost.

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Real Redemptions

What your points actually unlock

See If You Qualify →

Retail value

$30,000

Around the World — First Class

Points used~600,000 pts

Out of pocket$800 in taxes

RouteJFK · MXP · DXB · HND · EWR

Retail value

$18,000

Emirates First Class Suite

Points used~220,000 pts

Out of pocket~$300 in taxes

ClientRachel · arrived well rested

Retail value

$12,000

Italy — Business Class Round Trip

Points used~280,000 pts

Out of pocket~$400 in taxes

ClientsGarrett & Nicole · 10-year anniversary

Retail value

$22,000

Honeymoon Suite

Points used~380,000 pts

Out of pocket~$100 in taxes

Client14hr Newlywed Nap

Retail value

$14,000

British Airways 787-9 — First Class

Points used~180,000 pts

Out of pocket~$250 in taxes

ClientsFrank & Lia · honeymoon finale

Retail value

$13,000

AA Flagship Business

Out of pocket~$50 in taxes

Value captured$12,700 saved

NotableSwapped cabins to new product

Retail value

$40,000

Maldives — Business Class Round Trip

Points used~500,000 pts

Out of pocketTaxes only

ClientJason · much deserved self care

Client Stories

Real people. Real first-class trips.

Jason

Entrepreneur · Asia + Maldives

Had loads of points from my businesses but had no idea how to use them. Working with Angelo has made the world my backyard — and now I actually understand the strategy behind everything.

$40,000+

Unlocked in travel value

Garrett & Nicole

10-Year Anniversary · Italy

Business class on ITA to Rome, Emirates A380 home from Milan. Unlimited champagne on the upper deck. The perfect cap to our anniversary.

$22,000

Saved on a trip of a lifetime

Rachel

Emirates A380 First Class

I wanted the private suite, the shower at 40,000 feet, the bar. Angelo made it happen. I've been traveling the world in style ever since.

$18,000

First class for economy's price

Gabrielle

Full Honeymoon on Points

A year of working together and our entire honeymoon — flights and hotel — was covered on points. We didn't pay a cent for travel.

$0 out of pocket

Flights + hotel — fully covered

Amber & Ryan

Maldives Honeymoon · Qatar Q-Suites + Conrad

We had over 700k Hilton points and no idea what to do with them. Angelo mapped out every airline, every transfer ratio, every route — and landed us in Qatar Q-Suites business class to the Maldives with an over-water bungalow at the Conrad. We couldn't thank him enough.

$35,000+

Flights + 7 nights OTW — fully on points

Frank & Lia

Honeymoon Finale · British Airways First Class

We wanted to close out our honeymoon the right way. Angelo put us in British Airways 787-9 First Class for 180,000 points — a $14,000 experience that cost us $250 in taxes.

$14,000

First class honeymoon finale on points

✈️

Your trip could be next

See if you qualify in 30 minutes. Walk away knowing exactly what your points are worth.

See If You Qualify →

Is This Right for You?

We only work with clients we can genuinely help

✦ This is for you if…

✓You spend $5,000–$10,000+ per month on personal or business credit cards

✓You have — or want to plan — a major international trip in the next 12–18 months

✓You want business or first-class travel, not budget economy

✓You'd rather pay an expert than spend 40+ hours figuring it out yourself

✓You're open to the right credit cards to maximize your existing spend

✓You want an ongoing managed relationship — not a one-time strategy call

✗ This probably isn't for you if…

✗You spend less than $3,000/month — the math doesn't work at that level for concierge

✗You only want domestic flights or cash-back redemptions

✗You enjoy doing the research yourself — AI and our Tools page are a great starting point

✗You're not open to adjusting your card setup at all

✗You need a trip booked in the next 2–3 weeks — strategy takes time to set up right

See If You Qualify →

30 minutes. Free. No pressure. Most people walk away with something useful regardless.

The Problem

Why your points are worth far less than they should be

Credit card companies love when you redeem for cash back or travel portals. That's where they make their money. The real value is locked behind transfer partners, sweet spots, and award space — and finding it is a full-time job.

You're earning too few points per dollar

Most cardholders earn 1–1.5x per dollar on everyday purchases. With the right card stack, that number becomes 3–5x — without changing a single thing you buy. The difference, over a year, is tens of thousands of points.

You're redeeming them for a fraction of their value

Bank portals give you 1¢ per point. Those same points, transferred to the right airline partner and redeemed at a sweet spot, can deliver 4–6¢ per point. That's the difference between a coach ticket and a first-class suite.

You don't have time to figure it out yourself

Hundreds of transfer partners. Constantly-changing award charts. Limited availability windows. Finding a first-class Emirates redemption for two isn't just hard — it's a full-time job. We do it so you don't have to.

AI gives you the map. We check if the road is open.

Yes, AI can tell you which partners to transfer to and what sweet spots exist. What it can't do is check live award availability in the airline booking systems where the seats actually are. That part requires a human with access — and that's where we work.

$Angelo Minella — Paid With Points$

About Angelo

I opened my first travel card in 2015. I haven't paid for a flight since.

In 2015, I opened my first travel rewards credit card and discovered what most people never figure out: points, redeemed correctly, are worth far more than the banks want you to know. Since then I've redeemed over 8,000,000 points and unlocked more than $250,000 in luxury travel — for little more than taxes and fees.

Most recently I completed an around-the-world first-class trip for $800 in taxes. The retail cost was over $30,000. I've flown to the Maldives, Singapore, Bali, Frankfurt, and Thailand. All in premium cabins. All on points. And my credit score has never been better.

Paid With Points exists because I kept getting asked how. Now I work with a small group of clients at a time — doing it for them instead of just explaining how.

8M+

Points Redeemed

$250K+

Travel Unlocked

2015

Year Started

See If You Qualify →

Common Questions

Everything before the call

By the time you reach the bottom of this page you should know whether this is a fit. If you still have questions — just book a call and ask them there.

See If You Qualify →

For the Executive Concierge membership, we work with clients spending $5,000+ per month on personal or business credit cards. At that level the math is strongly in your favor — an optimized strategy can unlock $20,000–$60,000+ in annual travel value. If you spend less, see if you qualify and we'll point you in the right direction.

Not necessarily — though adding one or two strategic cards typically makes a significant difference in earn rate. During your discovery call we'll review what you have and identify where you're leaving points on the table. Any card recommendations are always yours to accept or decline.

No — and when done correctly, the opposite is often true. I've maintained an excellent credit score while managing multiple cards for over a decade. We never recommend cards that don't fit your profile, and we always factor in your credit history when building a strategy.

If you already have points accumulated, we can often plan a significant trip within 3–6 months. Building from scratch with an optimized card strategy, most clients are positioned for a serious international trip within 12 months. We'll give you a realistic timeline on the discovery call based on your actual numbers.

We handle everything except the final click — and that's intentional. We find the award space, map out the transfer strategy, identify the right seats, and walk you through the exact steps on a call so you're the one placing the booking. Your loyalty account credentials and personal information stay entirely private. The complex part is never the booking itself — it's knowing what to book, when to transfer, and where to look. That's what we do.

We specialize in premium cabin redemptions — business and first class — using transfer partners and sweet spots that most people don't know exist. While a bank portal gives you 1¢ per point, we consistently achieve 4–5¢ or more. That difference is the entire value proposition. The around-the-world trip that cost $800 in taxes is worth $30,000 at retail. That's a 37x return on taxes paid.

The Executive Concierge membership is an annual engagement — pricing is discussed on the discovery call based on your spend level and goals. For context: most clients find it pays for itself many times over on the first trip alone. We only take clients where the value is clear. If it's not, we'll tell you that on the call.

That's often the best time to start. We'll map out exactly what you need, build a strategy around your timeline, and track progress toward your goal. Many clients take a smaller trip along the way while we build up to the big one.

It's a 30-minute conversation — no pitch deck, no pressure, no homework required beforehand. We look at your spend, your existing points, and your travel goals. By the end you'll have a realistic picture of what your points are worth and whether working together makes sense. Most people leave with something useful even if they don't become clients.

AI is great at strategy — which partners, which sweet spots, rough costs. But it can't see live availability, and it can surface phantom space: seats that look open but aren't there when you go to book direct with the airline. Transfer points on bad information and they're stuck — no program sends them back to the bank. We verify before you move anything.

Booking engines don't show everything. We know every channel for finding availability — and when it's worth going beyond the website, we know exactly how to ask the right questions.

We turn your credit card points
into luxury travel.
Done for you.

What is your spending actually worth?

From your first call to your first flight — handled

Discovery Call

Custom Card Strategy

Award Space & Booking Guide

You Travel Better

What your points actually unlock

Real people. Real first-class trips.

We only work with clients we can genuinely help

Why your points are worth far less than they should be

You're earning too few points per dollar

You're redeeming them for a fraction of their value

You don't have time to figure it out yourself

AI gives you the map. We check if the road is open.

I opened my first travel card in 2015. I haven't paid for a flight since.

Everything before the call

Stop leaving
first class
on the table.

We turn your credit card points into luxury travel. Done for you.

What is your spending actually worth?

From your first call to your first flight — handled

Discovery Call

Custom Card Strategy

Award Space & Booking Guide

You Travel Better

What your points actually unlock

Real people. Real first-class trips.

We only work with clients we can genuinely help

Why your points are worth far less than they should be

You're earning too few points per dollar

You're redeeming them for a fraction of their value

You don't have time to figure it out yourself

AI gives you the map. We check if the road is open.

I opened my first travel card in 2015. I haven't paid for a flight since.

Everything before the call

Stop leavingfirst classon the table.

We turn your credit card points
into luxury travel.
Done for you.

Stop leaving
first class
on the table.