We turn your credit card points
into luxury travel.
Done for you.
Most people have no idea what their points are actually worth. We do. We handle the research, the strategy, and the award space hunting — then walk you through every transfer and booking step-by-step — so the points you're already earning pay for travel you never thought was possible.
MaldivesSingapore First ClassEmirates A380BaliBusiness Class to RomeThai AirwaysBritish Airways 787Cathay PacificHoneymoon on PointsFrankfurtAround the WorldMaldivesSingapore First ClassEmirates A380BaliBusiness Class to RomeThai AirwaysBritish Airways 787Cathay PacificHoneymoon on PointsFrankfurtAround the World
Had loads of points from my businesses but had no idea how to use them. Working with Angelo has made the world my backyard — and now I actually understand the strategy behind everything.
$40,000+
Unlocked in travel value
G
Garrett & Nicole
10-Year Anniversary · Italy
Business class on ITA to Rome, Emirates A380 home from Milan. Unlimited champagne on the upper deck. The perfect cap to our anniversary.
$22,000
Saved on a trip of a lifetime
R
Rachel
Emirates A380 First Class
I wanted the private suite, the shower at 40,000 feet, the bar. Angelo made it happen. I've been traveling the world in style ever since.
$18,000
First class for economy's price
Ga
Gabrielle
Full Honeymoon on Points
A year of working together and our entire honeymoon — flights and hotel — was covered on points. We didn't pay a cent for travel.
$0 out of pocket
Flights + hotel — fully covered
A
Amber & Ryan
Maldives Honeymoon · Qatar Q-Suites + Conrad
We had over 700k Hilton points and no idea what to do with them. Angelo mapped out every airline, every transfer ratio, every route — and landed us in Qatar Q-Suites business class to the Maldives with an over-water bungalow at the Conrad. We couldn't thank him enough.
$35,000+
Flights + 7 nights OTW — fully on points
FL
Frank & Lia
Honeymoon Finale · British Airways First Class
We wanted to close out our honeymoon the right way. Angelo put us in British Airways 787-9 First Class for 180,000 points — a $14,000 experience that cost us $250 in taxes.
$14,000
First class honeymoon finale on points
✈️
Your trip could be next
Start with a free 30-minute discovery call. Walk away knowing what your points are actually worth.
A 30-minute call to review your spend, your existing points, and where you want to go. We map the gap between where you are and where you want to be. No homework. No obligation.
Step 02
Custom Card Strategy
We build a tailored card stack around how you actually spend — designed to earn 3–5x on every dollar instead of 1x. You apply for the right cards. We tell you which ones and in what order.
Step 03
Award Space & Booking Guide
We find the best available redemptions for your dream trip, walk you through every transfer on a live Google Meet or Loom, and guide you through the booking. You click the buttons — we're right there.
Step 04
You Travel Better
Walk into the business class lounge, board your flight, and enjoy. We stay in your corner for the next trip too — the strategy compounds over time.
Is This Right for You?
We only work with clients we can genuinely help
✦ This is for you if…
✓You spend $5,000–$10,000+ per month on personal or business credit cards
✓You have — or want to plan — a major international trip in the next 12–18 months
✓You want business or first-class travel, not budget economy
✓You'd rather pay an expert than spend 40+ hours figuring it out yourself
✓You're open to the right credit cards to maximize your existing spend
✓You want an ongoing managed relationship — not a one-time strategy call
✗ This probably isn't for you if…
✗You spend less than $3,000/month — the math doesn't work at that level for concierge
✗You only want domestic flights or cash-back redemptions
✗You enjoy doing the research yourself (our Skool community is built for you)
✗You're not open to adjusting your card setup at all
✗You need a trip booked in the next 2–3 weeks — strategy takes time to set up right
30 minutes. Free. No pressure. Most people walk away with something useful regardless.
The Problem
Why your points are worth far less than they should be
Credit card companies love when you redeem for cash back or travel portals. That's where they make their money.
The real value is locked behind transfer partners, sweet spots, and award space — and finding it is a full-time job.
01
You're earning too few points per dollar
Most cardholders earn 1–1.5x per dollar on everyday purchases. With the right card stack, that number becomes 3–5x — without changing a single thing you buy. The difference, over a year, is tens of thousands of points.
02
You're redeeming them for a fraction of their value
Bank portals give you 1¢ per point. Those same points, transferred to the right airline partner and redeemed at a sweet spot, can deliver 4–6¢ per point. That's the difference between a coach ticket and a first-class suite.
03
You don't have time to figure it out yourself
Hundreds of transfer partners. Constantly-changing award charts. Limited availability windows. Finding a first-class Emirates redemption for two isn't just hard — it's a full-time job. We do it so you don't have to.
Run the Numbers
What is your spending actually worth?
Most people genuinely have no idea. Punch in your monthly spend and see the travel value you should be unlocking — not the 1¢/pt the bank portal wants you to settle for.
"The same points that earn you a $500 Amazon gift card can pay for a $15,000 Emirates first-class seat. Most people never find out."
— Angelo Minella, Founder · Paid With Points
About Angelo
I opened my first travel card in 2015. I haven't paid for a flight since.
In 2015, I opened my first travel rewards credit card and discovered what most people never figure out: points, redeemed correctly, are worth far more than the banks want you to know. Since then I've redeemed over 8,000,000 points and unlocked more than $250,000 in luxury travel — for little more than taxes and fees.
Most recently I completed an around-the-world first-class trip for $800 in taxes. The retail cost was over $30,000. I've flown to the Maldives, Singapore, Bali, Frankfurt, and Thailand. All in premium cabins. All on points. And my credit score has never been better.
Paid With Points exists because I kept getting asked how. Now I work with a small group of clients at a time — doing it for them instead of just explaining how.
By the time you reach the bottom of this page you should know whether this is a fit. If you still have questions — just book a call and ask them there.
For the Executive Concierge membership, we work with clients spending $5,000+ per month on personal or business credit cards. At that level the math is strongly in your favor — an optimized strategy can unlock $20,000–$60,000+ in annual travel value. If you spend less, our Skool platform (self-directed learning) is likely the better starting point.
Not necessarily — though adding one or two strategic cards typically makes a significant difference in earn rate. During your discovery call we'll review what you have and identify where you're leaving points on the table. Any card recommendations are always yours to accept or decline.
No — and when done correctly, the opposite is often true. I've maintained an excellent credit score while managing multiple cards for over a decade. We never recommend cards that don't fit your profile, and we always factor in your credit history when building a strategy.
If you already have points accumulated, we can often plan a significant trip within 3–6 months. Building from scratch with an optimized card strategy, most clients are positioned for a serious international trip within 12 months. We'll give you a realistic timeline on the discovery call based on your actual numbers.
We handle everything except the final click — and that's intentional. We find the award space, map out the transfer strategy, identify the right seats, and walk you through the exact steps on a call so you're the one placing the booking. Your loyalty account credentials and personal information stay entirely private. The complex part is never the booking itself — it's knowing what to book, when to transfer, and where to look. That's what we do.
We specialize in premium cabin redemptions — business and first class — using transfer partners and sweet spots that most people don't know exist. While a bank portal gives you 1¢ per point, we consistently achieve 4–5¢ or more. That difference is the entire value proposition. The around-the-world trip that cost $800 in taxes is worth $30,000 at retail. That's a 37x return on taxes paid.
The Executive Concierge membership is an annual engagement — pricing is discussed on the discovery call based on your spend level and goals. For context: most clients find it pays for itself many times over on the first trip alone. We only take clients where the value is clear. If it's not, we'll tell you that on the call.
That's often the best time to start. We'll map out exactly what you need, build a strategy around your timeline, and track progress toward your goal. Many clients take a smaller trip along the way while we build up to the big one.
It's a 30-minute conversation — no pitch deck, no pressure, no homework required beforehand. We look at your spend, your existing points, and your travel goals. By the end you'll have a realistic picture of what your points are worth and whether working together makes sense. Most people leave with something useful even if they don't become clients.
Yes — PWP Skool is a subscription community with weekly video tutorials, card strategy templates, transfer partner guides, and an open Q&A board. It's designed for people who want to learn the system themselves. If you'd rather have everything handled for you, the Executive Concierge membership is the right path.
Limited Availability · Discovery Call
Stop leaving first class on the table.
Most clients earn back the investment on their very first booking. Book a free 30-minute discovery call and walk away knowing exactly what your points are worth — even if we never work together.
⏱ 30 minutes💸 Free — no obligation📅 Book instantly✈ Real numbers, real strategy
